Still stuck with manual reviews across onboarding, underwriting, and QC operations?
Turn fragmented data into decision-ready intelligence for lending teams.
Faster Decisions | Smarter Underwriting | Reduced Risks
High-Impact Use Cases
Consumer Lending BSA
Lending credit operation teams face high turnaround times due to manual review of income proofs, bank statements, and supporting documents.
- Extract and analyze borrower bank statements to assess income stability and repayment capacity
- TSP for Account Aggregator that intelligently auto-categorizes AA bank transaction data
- Detect EMI obligations, bounce patterns, income inconsistencies, and more
- Accelerate loan approvals while maintaining credit discipline
MSME Lending FSA
MSME underwriting teams struggle with manual review of financial statements, bank statements, GST data, and income–expense patterns, slowing credit decisions.
- Ingest, extract and cross-validate bank statements, financial statements, GST, invoices for credit analysis
- Analyze inflows, outflows, overdrafts, FCUs, and irregular cash movements
- Generate credit-ready customized reports and scoring system for better underwriting decisions
Lending QC Automation
As number of applicants grow, manual post-verification checks introduce inconsistencies, delays, and audit risks.
- Configure your custom QC checklist as per your lending product portfolio
- Automate QC validation across LOS data, KYC documents, income proofs, and financial records
- Detect inconsistencies and missing information instantly before loan disbursal
- Flag high-risk cases with rule-based and AI-driven checks for faster risk assessment
- Generate a complete QC summary report for every application to ensure audit-ready compliance
KYC Applicant Onboarding
Onboarding teams manage large volumes of applicant documents across multiple channels, often leading to rework and delays.
- Capture applicant documents from digital, assisted, and partner-led channels
- Extract and validate identity and address data with high accuracy
- Support DigiLocker integration, Aadhaar QR verification, PAN validation, and GST verification for both individuals and MSMEs
- Detect duplication, tampering, and missing documents early
- Enable straight-through onboarding into LOS and customer systems
Gold Loan Verification
Branch teams manually verify customer ID proofs, photos, signatures, and collateral documents — creating delays, errors, and bottlenecks in same-day gold loan disbursal.
- Automate capture and verification of Aadhaar, PAN, photos, and signatures
- Validate identity instantly using government APIs and AI-based fraud checks
- Digitize application, valuation, and pledge documents for consistent KYC records
- Accelerate verification and cut gold loan TAT from hours to minutes
Proven BSA Results with a Leading Housing Finance Enterprise
A leading affordable housing finance enterprise accelerated credit decisions by 70% and reduced manual bank statement review effort by 90% by automating Bank Statement Analysis (BSA) using DocuGenie.AI™.
By replacing manual, line-by-line banking checks with AI-driven data extraction, categorization, and risk insights, the organization transformed its underwriting workflows across hundreds of branches.
Connect. Collaborate. Automate.
Your Automation Goals Deserve Personal Attention
Contact Info
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Venkatanarayana Road, T. Nagar,
Chennai, Tamil Nadu - 600017
