AI-Powered Financial Statement Analysis for Banks & NBFCs

AI-driven financial statement analyzer that extracts, categorizes, and analyzes multi-year financials in minutes for faster, informed credit assessment.

Upto 99.99% Extraction Accuracy | 65+ Financial Metrics | 10x Faster Analysis

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How it works?

For Credit, Underwriting, and Lending Operations teams that need faster, structured financial insights across multiple years of borrower financials.

  1. Auto-Ingest Multi-Year Financial Statements

    DocuGenie.AI automatically ingests financial statements across multiple financial years, helping teams analyse historical performance without manually compiling documents year by year.

    • Multi-year ingestion for comparative financial analysis
    • Handles financial documents from varied sources and formats

  2. Classify & Extract Financial Statements

    AI automatically identifies and classifies each financial statement before extracting the relevant financial data for analysis.

    • Profit & Loss Statement, Balance Sheet and Cash Flow Statement
    • Notes to Accounts captured alongside core financial statements

  3. AI-Powered Financial Data Categorization

    Extracted financial data is intelligently categorized into structured financial heads, creating a consistent foundation for downstream analysis.

    • AI-powered categorization of financial data across statements
    • Structures financial information for easier comparison and assessment

  4. Financial Metrics & Ratio Analysis

    DocuGenie.AI calculates and analyses key financial metrics to help credit teams understand business performance, financial strength, and repayment capacity.

    • Profitability Analysis to assess earnings and operating performance
    • Leverage & Solvency Analysis to evaluate debt position and financial stability

  5. AI-Powered Financial Analysis

    Financial data and ratios are converted into concise insights that help underwriting teams understand the borrower's overall financial performance faster.

    • Business Performance Summary highlighting key financial trends
    • Profitability Summary for faster interpretation of earnings performance

  6. Plug-and-Play Integration with LOS & Core Systems

    Structured financial data, ratios, and analysis can flow directly into existing lending and core systems for downstream credit workflows.

    • Plug-and-play integration with LOS and core systems
    • Enables financial insights to move seamlessly into existing credit processes

Why Choose Us?

300000+

statements analyzed

Upto 99.99%

extraction accuracy

Best-in-Market TAT

Analyse complex financial statements in minutes

Upto 99.99% Extraction Accuracy

Accurate financial data extraction across complex statements

Customizable Ratio Reports

Choose from 65+ financial metrics based on your credit needs

Explainable Drill-Down

Trace every financial metric back to its underlying calculation

Notes to Accounts Intelligence

Extract and analyse disclosures beyond core financial statements

AI-Powered Financial Insights

Turn financial data into clear decision-ready insights

Core Platform Capabilities

  • ✔ Best-in-Class Accuracy on Poor Scans
  • ✔ Automated Financial Statement Classification
  • ✔ AI-Powered Financial Data Categorization
  • ✔ Multi-Year Financial Analysis & Insights
  • ✔ Automated Financial Ratio Calculation
  • ✔ Unified Financial Analytics Dashboard
  • ✔ Customizable Financial Reports
  • ✔ Dynamic Metric Recalculation
  • ✔ Plug-and-Play AI APIs
  • ✔ Human-in-the-Loop (HITL) Validation

Business Benefits That Drive Real Impact

Upto 99.99%

Extraction Accuracy

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80%

Analyst Time Saved

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10x

Faster Financial
Analysis

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Multiple
Financial Years

Analyzed Together

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Who Can Benefit?

Lending organizations that need faster, consistent financial analysis to assess business performance, creditworthiness, and financial risk.

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Banks

Automate financial statement analysis to assess business performance, financial health, and creditworthiness with greater consistency.

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NBFCs

Accelerate credit assessment with structured financial data, ratio analysis, and multi-year financial insights.

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FinTech & Digital Lenders

Enable faster digital lending decisions with AI-powered financial analysis and seamless LOS integration.

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Business & Commercial Lenders

Analyse multi-year financials to assess profitability, leverage, solvency, and overall repayment capacity.

Data Security is Our Promise

Trusted by Banking & Financial Services, Logistics, Manufacturing, E-commerce, and FinTech enterprises, DocuGenie.AI™ is built with enterprise-grade security at its core. Whether deployed on-premises or in the cloud, your data remains protected, private, and compliant with ISO standards, India DPDP Act, and GDPR.

DocuGenie.AI™ is ISO 27001 certified for information security management.
DocuGenie.AI™ is India DPDP Act compliant for data privacy and protection.
DocuGenie.AI™ is GDPR compliant for data privacy and protection.
DocuGenie.AI™ is AICPA SOC compliant for security and availability.
Enterprise-grade intelligent document automation with defined processes for compliance and data security
DocuGenie.AI™ is now CERT-In Certified

Seamless Plug & Play

Lightning-fast deployment with zero infrastructure cost. No rip-and-replace required. DocuGenie.AI™ connects every document and workflow instantly.

AI-generated structured data plugging directly into LOS, LMS, CBS and credit workflows via APIs and webhooks.

FAQ's

Financial Statement Analysis involves analysing Profit & Loss Statements, Balance Sheets, Cash Flow Statements, and Notes to Accounts to understand a business's financial performance, profitability, leverage, solvency, and overall financial health.
DocuGenie.AI™ automatically ingests and classifies financial statements, extracts and categorizes financial data, calculates key metrics and ratios, and generates AI-powered financial insights for credit assessment.
DocuGenie.AI™ can analyse Profit & Loss Statements, Balance Sheets, Cash Flow Statements, and Notes to Accounts, including documents across multiple financial years.
Yes. It supports multi-year financial analysis, helping lenders compare financial performance and identify trends across reporting periods.
DocuGenie.AI™ supports 65+ financial metrics, including metrics for profitability, leverage, and solvency analysis.
Yes. Users can select the financial metrics relevant to their assessment requirements and create customized ratio reports instead of relying on a fixed set of metrics.
Yes. DocuGenie.AI™ extracts and analyses information from Notes to Accounts, providing additional intelligence beyond the core financial statements.
Yes. The explainable drill-down view allows users to understand how individual financial metrics are derived, providing greater transparency into the analysis.
Yes. DocuGenie.AI™ supports dynamic metric recalculation based on user formula updates, allowing the analysis to adapt to specific assessment requirements.
DocuGenie.AI™ can analyse up to 200 pages in less than 15 minutes, helping reduce the time spent on manual financial analysis.
Yes. DocuGenie.AI™ supports plug-and-play integration with LOS and core systems, allowing financial data and insights to flow into existing credit workflows.
DocuGenie.AI™ combines template-free extraction, multi-year analysis, 65+ financial metrics, customizable ratio reports, Notes to Accounts intelligence, explainable drill-down, and dynamic metric recalculation in a unified financial analysis workflow.

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Contact Info

No.10/1, Bascon Futura SV, 5th Floor,
Venkatanarayana Road, T. Nagar,
Chennai, Tamil Nadu - 600017

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